Google Pay pushes BNPL and drops CVV for biometrics

Google has introduced three new Google Pay features that they say have been developed listening to direct customer feedback.

According to their website, Shoppers tell them the three things they care about most when checking out online are security, convenience and access to smart spending tools.

3 Tools

Easily see your card benefits

Many credit cards offer shopping rewards and savings. But if you have several cards with those perks, it can take some work to figure out which one has the best rewards for your purchase.

For example, some cards offer benefits for travel-related purchases, while others focus on dining out or offer cash back on every purchase, regardless of category. Now Google Pay will show your card benefits at checkout to make that decision much easier.

American Express and Capital One cardholders checking out on Chrome desktop will see select benefits for specific cards in the autofill drop-down, helping you pick the card that’ll get you the most value. We plan to expand this to more cards in the future.

“Buy now, pay later” on more sites

“Buy now, pay later” is becoming an increasingly popular payment option. Earlier this year Google Pay started piloting a way to show buy now, pay later options — including Affirm and Zip — when checking out online with Google Pay.

Google Pay has now expanded BNPL to even more merchant sites and Android apps across the US. Shoppers can either link their existing account or sign up with a provider right then and there.

Biometrics over CVV

Autofill on Chrome and Android helps you save time at checkout, allowing you to automatically fill in your shipping, billing and payment details. And to give shoppers an even faster and more secure experience, Google has updated the way users can verify their card details.

The next time users check out using autofill on Chrome or Android, they will have the option to automatically fill in their full card details the same way you unlock your device — with a fingerprint, face scan or screen lock PIN — instead of manually adding their security code (CVV).

In most cases, autofill will complete the form without any additional requirements, except on occasions when Google Pay detect something suspicious.

Users can also set up device unlock, where Google will ask you to unlock your device before revealing the full card details. This ensures that the card isn’t used by others with access to your device.


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