The UK’s Payment Systems Regulator (PSR) has entered 2025 amid a confluence of regulatory upheaval, market scrutiny, and structural transformation. PSR’s pivotal year As its tenth anniversary approaches, the PSR finds itself both driving and undergoing fundamental change, with implications reverberating across the card payments landscape, merchant costs, and the broader regulatory ecosystem. Established under […]

As tariff negotiations and trade tensions continue to occupy international headlines, cross-border e-commerce has become a focal point of strategic relevance in Europe. The continent’s deeply integrated trade framework – bolstered by the European Union and a network of bilateral trade agreements – positions it as a natural hub for online cross-border activity. However, the

As Europe races toward the December 2026 deadline for the implementation of the European Digital Identity Wallet (EUDIW) under eIDAS2, banks across the continent are confronting a rare inflection point. The Mobey Forum’s recent report, Mapping the Business Case – Banks and the European Digital Identity Wallet, makes a compelling case that this is not

Giesecke+Devrient (G+D) has unveiled a new payment card that could transform the fight against card-not-present (CNP) fraud using a dynamic CVV. Payment card with dynamic CVV The Convego SecureCode card integrates a dynamic CVV directly onto the card surface via an e-ink display, enabling a constantly changing verification code that enhances security without diminishing usability.

Brazil’s e-commerce sector, long celebrated for fuelling economic momentum in Latin America, is now facing a formidable challenge: a surge in online payment fraud and disputes. Brazil’s e-commerce fraud surge Industry leaders RS2 and ACI Worldwide are sounding the alarm, urging a sector-wide rethink of how fraud is detected, managed, and mitigated in one of the

Visa are busy… just days after announcing a major agentic AI play and rumours of talks with Tools for Humanity, Visa Ventures has made a strategic investment in stablecoin infrastructure provider BVNK. This signals a significant endorsement of stablecoins as a cornerstone of future payments. A pivotal moment for stablecoins It marks the first time

PayPal is set to launch its first-ever contactless mobile wallet for in-store transactions in Germany. PayPal launches contactless mobile wallet The move marks a significant strategic push into physical retail for a company historically rooted in online commerce, and represents PayPal’s most substantial investment in product development for German consumers to date. The new contactless

Artificial intelligence is no longer a futuristic concept in financial services — it is the present. AI core banking modernisation From fraud detection, customer service automation to core banking, AI is reshaping nearly every aspect of banking. But beyond front-end enhancements, AI is also playing a transformative role in rearchitecting the very backbone of the

A new study published in Cyber Magazine reveals 83% of banks are worried about the security risks of adopting AI in their core banking systems[1]. However, a new white paper from RS2 explains that AI use is safe – as long as it’s self-hosted, and designed specifically for financial services. In their new paper, RS2

In a major step forward for the UK’s Open Banking ecosystem, a consortium of 31 major players spanning fintechs, incumbent banks and payment platforms has committed funding to establish a new industry-led company tasked with delivering commercial Variable Recurring Payments (cVRPs). The initiative aims to bring VRPs – a next-generation payments mechanism enabling consumers to