NFC World

News from the NFC World journal

Google’s agentic AI sets the stage for a smarter checkout

At Google I/O 2025, Google unveiled a suite of AI-powered innovations designed to reshape online shopping, but one feature stands out for its disruptive potential: agentic AI checkout. Google’s agentic AI checkout As with the other rash of announcements from payments heavyweights in the last weeks, this next-generation functionality does more than assist — it […]

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How Skrill has continually stayed relevant in the British iGaming niche

The iGaming scene has become saturated with payment methods worldwide, which has caused intense competition for the payment methods traditionally dominating this space. Skrill relevant in the iGaming niche Skrill has long been one of them, a payment method often entirely associated with online gambling, though it is also used in many other spaces. However,

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Accelerating economic digitalization in Peru: A paradigm for emerging economies?

Cash use in Peru has declined at a rate similar to that of other comparable markets thanks to a surge in the popularity of bank-owned e-wallets. However, adoption of Peru’s national Real-Time Payments (RTPs) system has been slower. We examine steps Peru could take to drive RTP use, digitalize the Peruvian payments market and deliver

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US Open Banking rule under threat as CFPB reconsiders options

The US’ long-awaited Open Banking framework may be headed back to the drawing board, as the Consumer Financial Protection Bureau (CFPB) considers revoking or reworking its newly finalised rule under Section 1033 of the Dodd-Frank Act. US Open Banking rule under threat The potential reversal has reignited tensions between incumbent banks and fintech challengers and

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UK brings BNPL firms under FCA scrutiny in regulatory shake-up

The UK government has unveiled long-anticipated legislation that will bring the booming “buy now, pay later” (BNPL) sector under the supervision of the Financial Conduct Authority (FCA), signalling a landmark shift in the oversight of digital consumer credit. UK brings BNPL firms under FCA scrutiny For the first time, firms such as Klarna and Clearpay

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Crypto’s Paradox: Traditional finance driving force behind digital asset growth

After years of promising to revolutionise global finance, cryptocurrencies remain at the periphery of mainstream adoption. Crypto’s Paradox The narrative has long focused on technological innovation, regulatory hurdles, and market volatility. Yet beneath these surface-level discussions lies a more fundamental truth: crypto’s future may hinge not on technological superiority, but on borrowing trust mechanisms from

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Nuvei partners with EPI to bring Wero to European e-commerce

Nuvei has joined the European Payments Initiative (EPI), in a move that will see the Wero digital wallet integrated into ecommerce checkouts across Europe. Wero comes to European e-commerce This strategic partnership marks a significant development in Europe’s pursuit of payment sovereignty and a more unified digital payments ecosystem. Wero, EPI’s flagship digital wallet, leverages

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Why consumer A2A payments have stalled in the UK

Despite the UK’s early leadership in real-time payment infrastructure, A2A payments (account-to-account) have failed to gain traction for everyday consumer purchases. Why A2A payments have stalled While peer-to-peer (P2P) bank transfers are now a mainstay – used by 85% of UK consumers – A2A consumer-to-business (C2B) payments remain marginal, accounting for just 2% of total

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