NFC World

Financial institutions are entering a new era in which cyber risk and fraud can no longer be treated as separate battlegrounds. As cybercriminals refine their tactics and operate with increasing agility, the traditional silos that have long defined fraud and cybersecurity teams are becoming liabilities. A new executive brief from Datos Insights, prepared for Mastercard,

The proposed Mastercard–Visa settlement, two decades in the making, could reverberate through the foundations of the US card market. Settlement will reshape card economics in the US While the legal process may yet stretch into 2027, the framework now on the table strikes at the mechanics that have underpinned credit card economics for half a

B2B payment infrastructure is evolving to become faster and more intelligent. This shift currently sees large corporates, as well as small and mid-sized enterprises (SMEs), increasingly using commercial cards – including purchase cards (Pcards), virtual cards, and lodged cards – supported by automation (Straight-Through Processing, or STP) to enable: Built-in working capital (extending lines of credit and supporting

N26 has signed a membership agreement with Wero, the instant-payment digital wallet developed by the European Payments Initiative (EPI), marking a significant step in Europe’s long-running effort to build homegrown alternatives to Big Tech and card-scheme dominated payment rails. The Berlin-based neobank will roll out Wero to customers in Germany, France and the Netherlands from

The financial services industry is on the cusp of a technological transformation. Quantum computing, long the preserve of theoretical physics and laboratory prototypes, is edging closer to practical application. Preparing for quantum computing Its arrival promises extraordinary breakthroughs in optimisation, simulation, and data analysis. Yet for the payments industry, the technology is as much a

A deepening policy rift has emerged between the US and Europe over the role of stablecoins in the global financial system, exposing contrasting philosophies about monetary sovereignty, innovation and the risk calculus of digital assets. Nowhere was this divergence more vivid than at the recent Sibos conference in Frankfurt, where senior central bankers offered competing

Mastercard is making an assertive move into the Open Finance future of underwriting with the launch of Mastercard Credit Intelligence, a suite of data-rich tools designed to accelerate and refine credit decisioning for banks and fintech lenders. Mastercard bets on Open Finance The initiative reflects a growing trend in the payments industry: the repackaging of

Visa and Amazon Web Services have struck a strategic alliance that could accelerate the commercialisation of agentic commerce — autonomous digital agents capable of browsing, comparing, and completing purchases on behalf of consumers. Visa and AWS trust layer for agentic commerce The move sees Visa Intelligent Commerce, the payments group’s platform for enabling AI-driven transactions,

Driven by the overall recovery in the cryptocurrency market, mainstream token prices have rebounded significantly. Core assets such as Bitcoin (BTC), Ethereum (ETH), and Ripple (XRP) have all recorded sustained upward movements in recent trading, indicating a clear improvement in market sentiment. Cloud mining service provider ETCMining has also launched a new intelligent cloud mining

Financial fraud has always been a moving target. From cheque fraud to phishing, criminals consistently adapt their methods to exploit weaknesses in the financial system. Yet in 2025, the contest between fraudsters and financial institutions is being transformed by AI and machine learning (ML). Both sides are increasingly turning to the same tools. For banks,