NFC World

News from the NFC World journal

Agentic commerce to transform shopping as consumer trust rises

Christmas 2025 may be remembered as the moment agentic commerce truly entered the mainstream, with new research from Checkout.com signalling a decisive shift toward agentic AI. Agentic commerce to transform shopping Nearly half of consumers surveyed say they expect to use an AI agent to support their festive purchasing this year — a striking indication

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Mollie closes in on GoCardless as European payments consolidation accelerates

Dutch payments processor Mollie is on the brink of acquiring UK fintech GoCardless in what would be one of Europe’s most consequential private-market payments deals this year. According to people close to the discussions, the transaction could be announced within days, marking the culmination of months of strategic manoeuvring by both companies as competition intensifies

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Are global markets accelerating real-time payment adoption too rapidly?

The pressure on payment service providers to find ways of dealing with the burgeoning demand of real-time payment settlement services has been tremendous, with real-time transaction volumes rising 42.2% across the year to $266 billion in 2023. Accelerating real-time payment adoption The pace of such a transformation has seen most institutions scurrying to modernise old

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A step closer to reality: An update on the UK’s National Payment Vision

On 07 November 2025, the Payments Vision Delivery Committee (PVDC) published its “Strategy for Future Retail Payments Infrastructure.” As a quick refresher, the PVDC was set up in November 2024 to realise the National Payments Vision (NPV) – which set out the ambition for a world-leading payments ecosystem – and comprises representatives  from HM Treasury (HMT), the Bank

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Tap-to-Pay: Can smartphones fully replace traditional POS in 2026?

Think about your smartphone. Now imagine it’s not just a digital wallet, but the entire checkout counter. No big machines to buy, no setup headaches. Just tap your phone, pay, and walk away. Tap-to-Pay: Can smartphones replace POS That’s Tap-to-Pay on Phone, or Tap-to-Phone for short. It’s been catching on more and more, especially as

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The global currency contest: Why stablecoins deserve closer scrutiny

Stablecoins have long been marketed as the digital bridge between volatile crypto assets and the perceived solidity of fiat money. Yet their accelerating adoption — particularly in the US — is raising difficult questions for the rest of the world about who really benefits from this transformation of money, and at what cost. Stablecoins deserve

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Worldline advances strategic overhaul with divestment of PaymentIQ

Worldline has taken another decisive step in reshaping its business around core European payment services, agreeing to divest its PaymentIQ orchestration platform to Swedish investment firm Incore Invest in a deal valued at approximately €160 million. The transaction, expected to close in Q1 2026 following the required works council consultation, forms part of Worldline’s wider

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