NFC World

News from the NFC World journal

The future of digital wallets: Consolidation or diversification?

Digital wallets, once a niche innovation, have now become a central component of global commerce. From London cafés to Lagos street markets, consumers increasingly pay not with notes or plastic cards, but with taps and swipes on their smartphones. The future of digital wallets This ubiquity reflects more than convenience. It signals a profound shift

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How DigiBlox is bringing Cryptocurrency into the online payments mainstream

Cryptocurrency spent years on the sidelines of commerce, viewed as an interesting idea rather than a practical payment tool. That’s shifted fast. Merchants want faster settlement, fewer payment failures, and access to customers who live in a digital-first world. Consumers want more privacy, more control, and options that aren’t tied to traditional banking rails. DigiBlox

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Contactless debit dominates Germany as cash declines: what it means for issuers

As Europe’s largest economy, what happens in Germany affects the rest of the continent. Perhaps conscious of this responsibility, Germans have historically taken a cautious attitude to how they pay, with a strong reliance on cash and reluctance to take on debt. However, as debit cards and wallets take over, card issuers should be aware

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Visa-backed wallets land in Europe as iOS access triggers wave of competition

Visa is helping usher in a new phase for Europe’s mobile payments market, enabling the launch of three digital wallets and supporting a fourth in pilot form, following a major regulatory shift that opened Apple’s NFC hardware to rivals. Visa wallets land in Europe The move, made possible by the EU’s Digital Markets Act, marks

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EU strikes landmark deal to strengthen payment security via PSD2

EU policymakers have struck a provisional agreement to overhaul the bloc’s payment services rulebook, marking one of the most significant regulatory updates since PSD2 came into force nearly a decade ago. The deal – reached between the European Council and the European Parliament – promises tougher anti-fraud measures, clearer fee disclosures and improved access to

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Ecommpay becomes early integrator of Apple Pay QR

Ecommpay has become one of the first global payment providers to integrate Apple Pay QR, Apple’s new cross-platform enhancement designed to bring its flagship wallet to any device or browser. Ecommpay integrator of Apple Pay QR The development marks a notable shift in Apple’s traditionally closed ecosystem and promises merchants a tangible lift in conversion

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Bank tokens: The quiet contender poised to redefine digital money

Digital money is moving through one of its most decisive transitions since the dawn of online banking. Stablecoins may have captured the early imagination—fuelled by crypto markets, cross-border commerce, and the search for dollar liquidity—but a different type of digital asset is now emerging from the banking sector’s shadow. Tokenised deposits, or “bank tokens”, could

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Modern card issuing platforms set for rapid expansion as banks race to compete

The modern card issuing landscape is entering a period of accelerated growth, with new forecasts from Juniper Research projecting the market will more than double in size between 2025 and 2030. Revenues are expected to rise from $1.8 billion to over $4.2 billion, as traditional financial institutions step up investment to match the agility and

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