NFC World

News from the NFC World journal

Pay by Bank: An update on a future payment method

As 2025 unfolds, a growing number of merchants and consumers are embracing “Pay by Bank” — a payment method allowing users to pay directly from their bank accounts, bypassing traditional card rails. Spearheaded by fintech leaders, Pay by Bank is increasingly being positioned as the most secure, cost-effective, and resilient payment solution for the future. […]

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Mastercard accelerates stablecoin integration with new global capabilities

Mastercard is deepening its commitment to stablecoins, unveiling a suite of new global acceptance and payment solutions designed to embed digital currencies more seamlessly into everyday financial life.         Mastercard accelerates stablecoin integration Amid growing regulatory clarity worldwide, the payments giant is positioning stablecoins not merely as speculative assets, but as critical

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Europe strives for payments sovereignty as US players tighten grip

The European card payments market, processing trillions of euros each year, remains dominated by two American giants: Visa and Mastercard. Despite the sector’s importance to modern commerce, competition has struggled to flourish, leaving Europe without payments sovereignty and  heavily reliant on US-based financial infrastructure. With Visa and Mastercard jointly handling over €7 trillion in European

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How acquirers can compete in the digital payments landscape

In today’s digital retail environment, merchants expect — and demand — seamless, feature-rich shopping experiences across all channels and devices. For smaller payment acquirers, however, delivering on these expectations presents a significant challenge. Large, established providers with deep resources have long dominated this space, leaving their smaller rivals struggling to compete. Yet recent shifts in

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Network tokenisation: Rising from 283 billion in 2025 to 574 billion

A new study from Juniper Research forecasts that global network tokenised transactions will double by 2029, rising from 283 billion in 2025 to an astonishing 574 billion. Network tokenisation: Rising to 574 billion This surge underscores the growing significance of network tokenisation in protecting sensitive cardholder information and combating rising fraud levels across the digital

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Circle unveils stablecoin payments network to challenge Swift

Circle, the company behind the $60 billion USDC stablecoin, has unveiled a major new initiative aimed at disrupting the cross-border payments industry, describes as its “next product evolution.” Circle unveils stablecoin payments network Targeted at banks, fintechs, remittance providers, and strategic partners, the Circle Payments Network is designed to enable real-time cross-border settlement using stablecoins.

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Swift targets $1.6bn cost cross-border payment investigations

Swift has unveiled an enhanced Case Management solution designed to streamline the investigation of delayed cross-border payments — an operational pain point that is costing the global financial industry more than $1.6 billion annually. Swift cross-border payment investigations The new tool promises not only to improve resolution times by up to 80%, but also to

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eBay expands Klarna partnership to boost BNPL payments in US

eBay has announced the expansion of its strategic partnership with Klarna, bringing the fintech’s BNPL payment solutions to the US market. eBay expands Klarna partnership to boost BNPL The move marks a significant milestone in eBay’s global payments strategy, as it seeks to enhance affordability and choice for millions of American shoppers. This deepening collaboration

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