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The financial sector is confronting a surge in sophisticated cybercrime  threats, as two leading institutions – NatWest and Coinbase – reveal the staggering scale of digital attacks they face. Cybercrime escalates In recent testimonies and disclosures, both firms underscored the growing complexity of cybercrime, its financial ramifications, and the evolving role of artificial intelligence in […]

In a landmark development for European payments, CaixaBank and BBVA have successfully executed the region’s first live Request to Pay (RTP) transactions between banks. Europe’s first Request to Pay transaction Conducted in collaboration with Iberpay, the pilot marks a critical step forward in the evolution of instant, customer-centric digital payments across the continent. The transactions,

A coalition of Europe’s largest retailers is calling on the European Commission to clamp down on Visa and Mastercard over what they describe as opaque, inflation-exceeding fees that hinder competition and innovation in the payments market. Retail giants urge Brussels to fees In a joint letter sent on 13 May to top EU policymakers, including

After a turbulent period of consolidation and capital recalibration, the narrative is shifting once again: fintech is not only back, it’s being fundamentally reshaped for the artificial intelligence (AI) era. AI is not just enhancing Fintech Yet for many early-stage founders, particularly in well-trodden segments like neobanking, spend management, and payments, the landscape still feels

Over the past decade, Buy Now, Pay Later (BNPL) has rapidly transitioned from a niche credit offering to a mainstream payment option, reshaping the global consumer finance landscape. BNPL: Evolving Beyond convenience Though often viewed as a modern innovation, BNPL’s origins can be traced back to early 20th-century department stores, which allowed customers to pay

Raiffeisen Bank International (RBI) has announced a strategic partnership with Wise Platform in a bid to overhaul the cross-border payments experience for its personal and business customers across Central and Eastern Europe (CEE). Raiffeisen cross-border payments The collaboration aims to deliver a more seamless, transparent, and cost-effective international payments service by integrating Wise’s infrastructure directly

For decades, the concept of “primacy” — being a consumer’s main financial institution — was reserved for banks with physical branches and long-established trust. Fintechs winning the primacy battle Today, that paradigm is under serious threat. Fintech disruptors such as Robinhood, Revolut, N26, Chime, etc. are rapidly capturing the coveted status of primary financial relationship,

The future of money is being redrawn in real time — and stablecoins are rapidly taking centre stage. The race to modernise payments infrastructure In Q1 2025, Coinbase CEO Brian Armstrong captured the zeitgeist in one punchy phrase: “Crypto is eating financial services.” But behind the soundbite lies a deeper structural shift in how financial

Open Banking in the UK has crossed a major milestone. As of March 2025, 13.3 million individuals and small businesses are actively engaging with Open Banking services — up 40% year-on-year, according to the seventh annual Impact Report published by Open Banking Limited (OBL). This means one in five UK consumers and businesses are now

Two of the most influential fintech companies in the world — Coinbase and Stripe — unveiled major developments this week that point towards a transformative future of commerce. The future of commerce With Coinbase cementing its dominance in crypto derivatives and Stripe expanding aggressively into AI and stablecoin-powered financial infrastructure, both firms are setting the