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The debate around “debanking” — the practice of financial institutions denying or withdrawing banking services from certain individuals — has surged to the forefront of policy discussions in the US, but has been bubbling under in other European markets. Interchange fees reform risks debanking While the conversation is often dominated by political narratives, the economic […]

Recent technology developments have changed customer expectations, causing a fast transition of the payments business. AI: the future of personalised payment solutions? The integration of artificial intelligence (AI) is one of the most important advancements in the field. Payment system operations might be completely transformed by AI, which will provide more individualised customer experiences, safer

As the payments industry races to innovate, one critical factor is being left behind: accessibility. In this Q&A, Project Nemo co-founders Kris Foster and Joanne Dewar share how their mission is driving real change by putting disability inclusion at the heart of the payments conversation. What’s the story behind Project Nemo? What inspired its launch?

Open Banking is helping transform financial services by fostering a dynamic ecosystem in which banks, fintechs and third-party providers collaborate to deliver more personalised, accessible and innovative financial products. Plugging the holes in Open Banking But with this progress comes a growing set of security challenges, most notably around Application Programming Interfaces (APIs) — the

As governments and technology providers race to deliver secure, scalable digital identity solutions, the question of interoperability looms large. Digital Identity and the interoperability challenge Last month’s mobile driver’s licence (mDL) interoperability test events in Utrecht, The Netherlands, marked a pivotal moment in the evolution of digital identity infrastructure — echoing familiar lessons from the

Visa has unveiled its scam disruption practice focused on identifying and stopping complex scams as they emerge. Visa launches global scam disruption practice The new department, which sits under Visa Payment Ecosystem Risk and Control (PERC), saved victims $350 million (€335 million) across dozens of scams last year. This is in addition to the $40

The Power 50 is proud to unveil the first ever Payments Power 50 list, recognising the 40 most innovative companies and 10 industry experts driving transformation in the global payments industry. The Payments Power 50 Founded in 2018, The Power 50 shines a spotlight on those who are transforming financial services for the better and

In a significant move towards modernising the US financial system, the Digital Dollar Project has released a new whitepaper exploring the digital transformation of the American dollar. Digital Dollar Project pushes for CBDC This extensive research, announced on March 20, 2025, comes at a crucial time when the global financial landscape is rapidly evolving, challenging

Having just returned for the latest edition of Merchant Payments Ecosystem in Berlin, its clear that in today’s borderless digital economy, offering the right mix of payment methods is no longer just good practice — it’s business-critical. According to the latest data from the ECDB, global e-commerce markets diverge significantly in the number and types

Adyen has officially enabled Tap to Pay on iPhone in nine new markets: Bulgaria, Finland, Hungary, Poland, Portugal, Slovakia, Slovenia, Switzerland and Liechtenstein. Adyen goes live with Tap to Pay The functionality allows businesses to use an iPhone to accept contactless payments, without the need to purchase or manage additional hardware. By expanding Tap to