ACI Worldwide has strengthened its position in the European payments technology landscape with the acquisition of Payment Components, a Greek fintech specialising in AI-driven financial messaging and Open Banking solutions.
ACI Worldwide acquires Payment Components
The move is designed to bolster ACI Connetic, the company’s flagship unified payments platform, and accelerate its roadmap for cloud-native innovation.
Founded in 2014, Payment Components has carved out a niche in the development of account-to-account (A2A) payments, API management, and financial messaging software that simplifies transaction orchestration.
Its modular systems remove the friction of complex payment routing, while its flexible messaging framework supports a wide range of schemes and formats.
This capability will allow ACI to expand Connetic’s back-office integration, enabling banks to deploy and connect with local and regional payment infrastructures more efficiently.
Enhancing ACI Connetic
ACI Connetic is a cloud-native unified payments platform, combining A2A payments, card processing, and AI-powered fraud prevention in one environment.
The acquisition of Payment Components brings with it a wealth of technology, intellectual property, and domain expertise, along with a client base spanning 65 financial institutions in 25 countries.
Driving Global Payment Transformation
Commenting on the deal, Thomas Warsop, president and CEO of ACI Worldwide, said the acquisition “defines a new standard for how banks drive payment transformation and compete in the digital economy.”
He also praised the Payment Components team for its innovation and cultural alignment with ACI’s mission to shape the future of global payments.
Financial details of the transaction remain undisclosed, but ACI noted that it is not expected to be financially material—underscoring that the value of the deal lies squarely in technology, talent, and strategic synergy rather than scale.
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