Visa’s newly implemented Acquirer Monitoring Program (VAMP) has officially taken effect, bringing one of the most sweeping overhauls to dispute and fraud oversight in recent years. VAMP framework raises stakes for acquirers The global framework consolidates Visa’s previous fraud and chargeback monitoring schemes into a single, stricter system — one that places both acquirers and […]

The UK’s Competition and Markets Authority (CMA) has approved Global Payments’ proposed $22.7 billion acquisition of Worldpay, marking a major milestone for one of the largest payments industry mergers in recent years. CMA clears Global Payments’ Worldpay takeover The Phase 1 clearance removes a significant regulatory obstacle and signals confidence that the deal will not

TrueLayer, Europe’s largest Pay by Bank network, has announced the acquisition of Zimpler, the fastest-growing Pay by Bank provider in the Nordics, in a landmark deal that consolidates TrueLayer’s position as a dominant force in European Open Banking payments. TrueLayer builds European Pay by Bank network The move combines two of the continent’s most innovative

The American Fintech Council (AFC) has entered the already muddy waters of the US Open Banking market, urging the CFPB to maintain the principles underpinning Open Banking and protect consumers’ rights to control and share their own financial data. In a formal comment submitted to the Bureau, the AFC pressed regulators to uphold fee prohibitions

Cybersecurity has climbed to the top of UK finance leaders’ risk agendas, with 99% of CFOs reporting a payments-related cyber incident in the past two years, according to new research by Corpay. The findings expose how outdated systems and fragmented finance infrastructures are leaving organisations vulnerable — and driving a surge in planned investment and

Allica Bank, the UK’s fastest-growing fintech, has announced the acquisition of Kriya, a leading SME lending and embedded finance specialist, in a deal that significantly expands its reach into the SME finance and payments market. Allica Bank acquires Kriya The acquisition marks a strategic move by Allica to extend its working capital offering, positioning the

Japan’s three largest financial groups — Mitsubishi UFJ Financial Group (MUFG), Sumitomo Mitsui Financial Group (SMFG), and Mizuho Financial Group — are collaborating to issue a stablecoin pegged to the Japanese yen, in what could become one of the most significant digital finance developments in Asia. Reported by Nikkei Asia, the joint initiative aims to

Global VC investment surged to $120 billion in Q3 2025, marking the fourth consecutive quarter of robust funding activity and signalling a sustained revival in investor confidence. The rise, up from $112 billion in the previous quarter, reflects a decisive rebound in market optimism, underpinned by the explosive growth of artificial intelligence (AI) and a

The rapid emergence of agentic commerce—where AI tools assist or act autonomously in consumers’ online purchases—is reshaping ecommerce faster than most merchants can adapt. According to new research from fraud prevention firm Riskified, nearly three-quarters of global shoppers (73%) are already using artificial intelligence at some stage of their shopping journey. Yet behind the convenience

In 2018, Open Banking was hailed as a revolution in financial services. British regulators led the way, mandating data-sharing frameworks that promised to empower customers, foster innovation, and intensify competition. Open Banking in the AI era Banks and fintechs alike saw it as a once-in-a-generation opportunity to reshape finance. Yet, seven years on, that early