NFC World

News from the NFC World journal

As B2B marketplaces rocket, do banks risk disintermediation?

A new white paper from global banking infrastructure innovators RS2 traces the rapid global rise of B2B marketplaces – and what it means for banks. Originating in the dynamic, digital-first markets of Asia, B2B marketplaces have experienced rocketing growth across Asia and Latin America, followed by the Middle East and Africa – RS2’s new white paper […]

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ACI Worldwide expands footprint with acquisition of Payment Components

ACI Worldwide has strengthened its position in the European payments technology landscape with the acquisition of Payment Components, a Greek fintech specialising in AI-driven financial messaging and Open Banking solutions. ACI Worldwide acquires Payment Components The move is designed to bolster ACI Connetic, the company’s flagship unified payments platform, and accelerate its roadmap for cloud-native

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Stablecoin safety illusion: Why new rules leave hidden risk exposed

The recently enacted GENIUS Act, America’s new stablecoin law, was billed as a milestone in integrating crypto assets into the financial mainstream. Stablecoin illusion: New rules leave risk  By mandating that stablecoins be backed by high-quality liquid assets and redeemable at a fixed dollar value, the legislation aimed to transform digital tokens such as USDT

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Ripple acquires of crypto wallet and custody firm Palisade

Ripple has continued its acquisition spree with the purchase of Palisade, a digital wallet and crypto custody firm, in a move that strengthens its position as a key infrastructure provider for institutional adoption of blockchain-based payments. Ripple acquires crypto firm Palisade The acquisition, announced on Monday, will enhance Ripple’s custody and wallet capabilities, enabling it

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The merchant view: How payments tech needs to evolve

Payments tech has never been more innovative, yet never more fragmented. Every month brings new solutions promising faster settlements, smarter fraud tools and slicker checkout experiences. How payments tech needs to evolve But for merchants, this flood of development often feels disconnected from reality. Many of the “latest” features don’t address the challenges that actually

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AI’s security flaw exposes payments industry to new cyber threats

The world’s leading artificial intelligence developers are racing to close a major security loophole that could expose companies—including those in the payments sector—to sophisticated new cyberattacks. Flaw exposes industry to cyber threats Firms such as Google DeepMind, Anthropic, OpenAI and Microsoft are accelerating efforts to prevent indirect prompt injection—a method in which malicious actors hide

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Worldline and Fipto partner on European stablecoin payment rails

Worldline has announced a strategic partnership with Fipto, a European fintech specialising in stablecoin payment infrastructure, to develop the next generation of digital payment rails. Worldline and Fipto partner on stablecoin payments The collaboration aims to demonstrate how stablecoins can improve settlement efficiency, interoperability, and financial sovereignty across Europe’s rapidly evolving payments ecosystem. Stablecoins are

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Fiserv shares nosedive $30 billion as new CEO resets outlook

I am not normally one to dwell on the downfall of fellow payment industry participants…but this is really interesting – Fiserv, one of the world’s largest payment technology providers, has lost more than $30 billion in market value. Fiserv shares nosedive $30 billion Its new leadership team scrapped the ambitious financial targets set under former

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Why Mastercard is paying $2 billion for Zero Hash?

Mastercard is reportedly in advanced negotiations to acquire US-based blockchain infrastructure firm Zero Hash in a deal that could reach $2 billion. The move, if confirmed, would mark one of the payments giant’s boldest forays yet into the stablecoin economy—a rapidly expanding sector of digital finance that traditional payment networks can no longer ignore. From

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Court freezes CFPB’s Open Banking rule as industry awaits rewrite

The US District Court for the Eastern District of Kentucky has issued an injunction halting enforcement of the Consumer Financial Protection Bureau’s (CFPB) Open Banking rule. Court freezes CFPB’s Open Banking rule This leaves banks, credit unions and FinTechs in regulatory limbo as the Bureau reconsiders its approach to data-sharing. The ruling effectively pauses compliance

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